CHALLENGES IN APPLICATION BASED ACCOUNTING AND FINANCIAL MANAGEMENT PRACTICES FOR MICRO SMALL AND MEDIUM ENTERPRISES: APPLICATION BASED ACCOUNTING AND FINANCIAL MANAGEMENT PRACTICES. BALANCE: JOURNAL OF ISLAMIC ACCOUNTING, [S. l.], v. 4, n. 1, p. 40–65, 2023. DOI: 10.21274/balance.v4i1.7975. Disponível em: https://ejournal.uinsatu.ac.id/index.php/jas/article/view/7975. Acesso em: 23 jan. 2026.