CHALLENGES IN APPLICATION BASED ACCOUNTING AND FINANCIAL MANAGEMENT PRACTICES FOR MICRO SMALL AND MEDIUM ENTERPRISES: APPLICATION BASED ACCOUNTING AND FINANCIAL MANAGEMENT PRACTICES. Balance [Internet]. 2023 Aug. 1 [cited 2026 Jan. 23];4(1):40-65. Available from: https://ejournal.uinsatu.ac.id/index.php/jas/article/view/7975