Ilzania kailun, Clarashinta Canggih. THE INFLUENCE OF GREEN BANKING, INTELLECTUAL CAPITAL AND OPERATIONAL EFFICIENCY ON THE PROFITABILITY OF ISLAMIC COMMERCIAL BANKS IN INDONESIA. Balance [Internet]. 2025 Dec. 31 [cited 2026 Sep. 1];6(2):32-54. Available from: https://ejournal.uinsatu.ac.id/index.php/jas/article/view/12000