Arifin, Asriadi, and Irwandi Wandi. “Mudharabah and Musyarakah Contracts in Islamic Banking: A Conceptual and Practical Review”. Reinforce: Journal of Sharia Management 5, no. 2 (October 19, 2026): 1–16. Accessed October 30, 2026. https://ejournal.uinsatu.ac.id/index.php/reinforce/article/view/12476.