Reinforce: Journal of Sharia Management

ANALISA LITERASI KEUANGAN DAN PERAN GENERASI Z DALAM MENYOKONG CASHLESS SOCIETY DI INDONESIA

Wening Purbatin Palupi Soenjoto — Mon, 30 Oct 2023 07:40:32 +0700

Post the COVID-19 pandemic, it is undeniable that online spending has changed shopping behavior patterns by employing non-cash payment methods. During the COVID-19 pandemic, the use of non-cash payments was significantly encouraged due to restrictions on public activities, as cash was considered a potential medium for the transmission of the COVID-19 virus. This research explores the phenomenon of using cash as a consequence of the COVID-19 pandemic and whether it has led to an increase in non-cash financial literacy. It also investigates whether government programs aimed at promoting non-cash transactions can foster a non-cash society as a means of enhancing the effectiveness of non-cash transactions or if they instead promote consumptive behavior due to a lack of understanding of non-cash financial literacy. The research employs a qualitative phenomenological method, involving interviews with 50 respondents aged 19-21 years. Additionally, interviews were conducted with two employees from Bank BSI Jombang and BRI Pulung Ponorogo to gather information related to banking. The study aims to reveal the impact of COVID-19 on the increased use of cashless products among Generation Z and describe the relationship between digital literacy skills and their influence on consumptive behavior among young individuals. The research findings suggest that cashless users aged 19-21 years influence consumptive behavior, but their knowledge of digital financial literacy is lacking. They primarily use non-cash methods for online shopping transactions, and their digital financial literacy is limited to debit and credit functions within bank account transactions. The results indicate that the 50 respondents have limited understanding of non-cash financial literacy, and non-cash payment products are primarily used for online shopping and sometimes mismanagement of financial resources.

ANALISIS BIBLIOMETRIK PENELITIAN PARIWISATA SYARIAH HALAL DI INDONESIA MELALUI DATABASE SCOPUS

Irfan Harmoko — Mon, 30 Oct 2023 07:55:00 +0700

The purpose of this research is to analyze the bibliometric characteristics and trends in scholarly publications on halal tourism in Indonesia based on the Scopus database. Data collection was conducted in March 2023, using the search keyword "halal tourism in Indonesia." The data was retrieved from the Scopus database from 2016 to the first quarter of 2023. The data was processed using the Vos Viewer application. The study results indicate that the number of scholarly publications in the Scopus database related to halal tourism in Indonesia has increased. The most popular journal in this field is the Journal of Islamic Marketing. The dominant document type is articles. The most influential authors are Wardi Y., Abror A., and Trinanda O., affiliated with Universitas Negeri Padang, with seventy-four citations. There are six research clusters based on keyword searches. The keywords "economic growth" and "perceived value" emerged as significant in the latest research in 2022. These keywords are strongly related to halal tourism, indicating that future research opportunities using these keywords have a high level of novelty. Additionally, this research also provides nine recommendations for future studies on the theme of halal tourism in Indonesia.

PENGARUH EARNING PER SHARE, PROFITABILITAS, DAN KEBIJAKAN DIVIDEN TERHADAP HARGA SAHAM PADA PERUSAHAAN INDEKS LQ45 PERIODE 2018-2021

Silvi Ayu Saputri, Firda Zulfa Fahriani — Mon, 30 Oct 2023 08:09:38 +0700

One of the factors which influence the movement of stock prices is the company's fundamentals. This company's fundamental analysis can use information from financial reports. One of the financial statement analysis techniques is to use financial ratios. The purposes of this study are to determine the effect of earnings per share, profitability, and dividend policy on stock prices in LQ45 index companies for the 2018-2021 period. This study uses a quantitative approach to the type of associative research. The sampling technique in this study used a purposive sampling method and obtained a sample of 11 companies in each period. The data used is secondary data obtained from the Indonesia Stock Exchange website, namely www.idx.co.id, which is in the form of data on company financial reports listed on the LQ45 Index for the 2018-2021 period. The data analysis method in this study used panel data regression analysis in testing the data in the research to be carried out using the Eviews 10 software program. The results of this study indicate that 1) Partial earnings per share has a positive and significant effect on stock prices, 2) Partial profitability has a positive and significant effect on stock prices, 3) Partial dividend policy has no significant effect on stock prices, 4) Simultaneously, earnings per share, profitability, and dividend policy have a significant effect on stock prices in LQ45 Index companies for the 2018-2021 period.

ANALISIS PENGARUH LINGKUNGAN KERJA DAN MOTIVASI KERJA TERHADAP KINERJA KARYAWAN DI BMT NUANSA UMAT JATIM PAMEKASAN

Reza Mubarak, Asep Maulana, Umarul Faruq — Mon, 30 Oct 2023 08:29:45 +0700

The Islamic Economic System prohibits usury (riba) and the unfair accumulation of wealth by specific parties. In practical terms, there is a need for widespread dissemination regarding various products, services, the fundamental principles of the relationship between financial institutions and customers, and the permissible ways of conducting business in Islamic finance. Employee performance and productivity are crucial factors for the success of financial institutions. Proper and effective human resource management can enhance employee performance and enable the achievement of company goals. This research aims to determine the influence of the work environment and work motivation on employee performance at BMT NU Jatim in the Pamekasan Regency. The research methodology employs a quantitative approach with a population of 58 individuals, and a saturated sampling technique is used to select the sample. The primary data used in this study are collected through questionnaires. The data analysis technique employed is multiple linear regression analysis. The analysis results indicate that the work environment has a positive and significant impact on employee performance, as does work motivation.

BRAND IMAGE SEBAGAI VARIABEL INTERVENING PENGARUH ELECTRONIC WORD OF MOUTH, SPONSOR-PROGRAM CONGRUENCE, DAN PRODUCT PLACEMENT MEREK KAHI PADA DRAMA KOREA CAFÉ MINAMDANG TERHADAP PURCHASE INTENTION

Nadya Bella Alvisca, Galih Pradananta — Mon, 30 Oct 2023 21:54:04 +0700

Globalization, particularly in technology, influences the world significantly, exemplified by the Korean Wave phenomenon driving companies to use Product Placement in dramas. This study examines KAHI's Product Placement in the Korean drama Cafe Minamdang and explores the impact of E-WOM, Product Placement, and Sponsor Program Congruence on Purchase Intention, mediated by Brand Image. With non-probability purposive sampling, active FEBI students at UIN SATU Tulungagung who've seen Cafe Minamdang and know KAHI's placement are chosen. Data, analyzed via multiple linear regression, reveals E-WOM doesn't influence Purchase Intention; Sponsor Program Congruence, Product Placement, and Brand Image partially do. An F-test confirms their collective influence. Adjusted R Square at 0.905 indicates 90.5% of Purchase Intention variation stems from e-WOM, sponsor program congruence, and product placement. A Standard Error of Estimate of 0.653799 underscores precision. Path analysis and Sobel test demonstrate Brand Image mediates E-WOM's impact, but not for Sponsor Program Congruence and Product Placement on Purchase Intention.