Strategic Risk Identification and Mapping Method in Zakat Management Organizations (OPZ)
DOI:
https://doi.org/10.21274/reinforce.v5i2.12056Keywords:
Risk Management, Strategic Risk, Zakat Organization, Risk Mapping, Risk MitigationAbstract
Abstract: This study aims to analyze the method of identifying and mapping strategic risks in Zakat Management Organizations (OPZ) to improve the effectiveness of zakat management. The research uses a qualitative approach with a descriptive method, with data collection techniques in the form of interviews, observations, and documentation studies. The results of the study show that strategic risks for Zakat Management Organizations (OPZ) stem from internal factors such as limited human resources, weak governance, and insufficient use of information technology as well as external factors, including regulatory changes, competition among zakat institutions, economic conditions, and a decline in public trust. Risk matrix mapping places a decline in public trust in the "red zone" (high priority), as it directly negatively impacts zakat collection. It is recommended that OPZ strengthen governance and the transparency of financial reporting, provide training for zakat administrators (amil) in management, information technology, and public communication, implement digital systems, maintain engagement with zakat payers (muzakki) and recipients (mustahik), stay abreast of regulatory changes, and diversify both their programs and funding sources. The risk matrix should be updated periodically.
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